Low Rate Loans at Personalised Rates.Starting at 3.4% APR*
Borrow up to £25,000* and repay at a pace that suits you
Low Rate Loans will never charge you an upfront fee for using their services
Complete our Quick Quote form
We will find the lowest rate available to you *
Claim your rate and complete your loan
LowRatesLoan is promoted by Monevo Ltd and acting as a credit broker, will receive a commission direct from the lender or broker we introduce you to, Monevo Ltd trading as Monevo.
Why choose LowRateLoans?
If you’ve got dreams and ambitions – a new kitchen, a better car, the perfect wedding – or just want to get your finances in order, LowRateLoans is the smart choice.
Money could be in your account today^
We check that you can afford the loan and meet lender's eligibility criteria
The switched-on loan site
Frequently Asked Questions
Applying for a loan with Lowrate loans will not effect your credit score. All of our lenders carry out an initial quotation or soft search which doesn’t effect your credit score. If you do go on to complete a loan with a lender they will carry out a full search just before lending to you which will appear on your credit file.
There are no upfront fees or costs. Our service is free to use. We may receive commissions from lenders or brokers for introducing you to them.
Yes you will. All our lenders give an initial decision on the same day. Most lenders will give you an online decision within a few minutes.
Yes we do. Our guarantee to you is that we will always search our panel of lenders to find you the lowest rate loan and lender that you are eligible for.
Loan payouts do vary although most lenders can pay out a loan within 24 hours. Some lenders will payout within 2 hours of the initial application.