Low Rate Loans at Personalised Rates.Starting at 3.4% APR*
Borrow up to £25,000* and repay at a pace that suits you
Low Rate Loans will never charge you an upfront fee for using their services
Complete our Quick Quote form
We will find the lowest rate available to you *
Claim your rate and complete your loan
LowRateLoans is promoted by Monevo Ltd and is acting as a credit broker. We are not a lender. We work with multiple lenders and will receive a commission direct from the lender or broker we introduce you to, Monevo Ltd trading as Monevo.
Why choose LowRateLoans?
If you’ve got dreams and ambitions – a new kitchen, a better car, the perfect wedding – or just want to get your finances in order, LowRateLoans is the smart choice.
Money could be in your account today^
The lender matching process is based on a ‘best outcome for customer’ approach
The switched-on loan site
Frequently Asked Questions
Applying for a loan with Lowrate loans will not effect your credit score. All of our lenders carry out an initial quotation or soft search which doesn’t affect your credit score. If you do go on to complete a loan with a lender they will carry out a full search just before lending to you which will appear on your credit file.
There are no upfront fees or costs. Our service is free to use. We may receive commissions from lenders or brokers for introducing you to them.
Most of our lenders give an initial decision on the same day. Most lenders will give you an online decision within a few minutes, however with some it may take longer and up to 24 hours.
Yes we do. Our guarantee to you is that we will always search our panel of lenders to find you the lowest rate loan and lender that you are eligible for.
Loan pay-outs do vary although most lenders can pay out a
loan within 24 hours. Some lenders will pay out within 2
hours of the initial application and others may take one
working day from your application being approved.
How long it takes for you to receive your funds also depends on whether your bank supports faster payments. For more information on how faster payments work, please click here.